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2021 HSA Limits

How much can I contribute to my HSA? For 2021, the maximum contribution for an eligible individual with self-only coverage is $3,600 and the maximum contribution for an eligible individual with family coverage is $7,200. Individuals who are eligible individuals on the...
A how-to guide for reference-based pricing

A how-to guide for reference-based pricing

Employers and advisers alike have been buzzing about about reference-based pricing (RBP) — a relatively new method for managing health costs set outside traditional insurance carriers. While a small number of employers have implemented RBP, it has helped some...

Will ICHRAs Become the 401(k)s of Employee Health Benefits?

Individual coverage HRAs could transform the health care market, but not right away Thanks to regulations the IRS issued in June 2019, employers will have an option other than a group health plan when offering employees health insurance coverage, starting in 2020....
Finding Employees in a Tight Labor Market

Finding Employees in a Tight Labor Market

How is it that 200 million people globally are available for hire, while 34% of companies around the world report having difficulty filling jobs? U.S. job openings jumped to a record high in January 2018, outpacing hiring, the latest indication that companies are...
HSAs functioning more as 401(k)s

HSAs functioning more as 401(k)s

Retirement plan advisers are increasingly interested in helping employer clients with their health savings accounts. But how should advisers look at these accounts? That depends on whether the employer wants to position the HSA as a transactional account or an...
Attract & Retain: How to Become an Employer of Choice with Benefits

Attract & Retain: How to Become an Employer of Choice with Benefits

When it comes to recruiting and retaining top talent, there’s no question that the battle is only intensifying. Achieving status as an “employer of choice,” where candidates are eager to work for you and your most talented workers want to stay with you, is the holy...